*Newlane University

Newlane University is an online accredited institution that offers a self-paced bachelor’s degree at a truly affordable price of $3,000, a savings of over 90% compared to the typical college. Or, for only $39 per month, you can take general education classes and earn credits that will transfer to other universities, significantly decreasing the overall cost of your degree. If you have completed some college, but have not yet earned your college degree, Newlane provides an affordable way to complete your degree that works with your schedule.

https://Newlane.edu

*Credit By Exam

Several non-profit organizations offer college credit by exam, allowing you to test out of a significant number of college courses at most universities, reducing the cost of college by up to 50%.

Most colleges require you to take two years of general education classes, such as US History, Economics, Biology, Spanish, and Calculus. Many students can use the knowledge they acquired in high school, along with an intense study of a college level textbook, to test out of the college course.

Testing out of five classes during each summer prior to your freshman and sophomore years of college will allow you to graduate in three years and save 25% off the cost of college. An example of how to save 50% off the cost of college would be to delay college by six months and test out of twenty courses, depending on your university’s test out exam policy.

Graduating from college in 3 years looks great on your resume. The self-motivation, dedication, and intelligence demonstrated by taking the initiative to graduate early and save money will set you apart from other graduates.

Call your college admissions office to confirm their credit by exam acceptance policy.

*Organizations that offer credit by exam:

Saylor.org

Saylor.org test out exams only cost $5 (proctoring fee) per course. The cost to test out of one year of college (ten courses) is approximately $50.

https://www.saylor.org/credit/

Collegeboard.org

Below is a link to the most widely accepted credit by exam program, accepted by approximately 4000 colleges:

https://clep.collegeboard.org/

*Things you need to know:

#1- call your college admissions office to confirm their credit by exam acceptance policy.
Saylor.org test out exams only cost $5 (proctoring fee) per course. The cost to test out of one year of college (ten courses) is approximately $50. Collegeboard.org test out exams cost approximately $120 per course, but currently ModernStates.org is covering the cost for up to 10 courses per student.
The average annual cost to attend an in-state public university is $22,000 (tuition, fees, and room & board).
- Test out of one semester of college, save $11,000.
- Test out of one year of college, save $22,000.
- Test out of three semesters of college, save $33,000.
- Test out of two years of college, save $44,000.
Graduating in three years will allow the student to either retire one year early or earn an additional year of salary, most likely at their highest earnings potential. Combined savings and additional earnings over a lifetime could easily surpass $100,000.
Almost all universities accept a significant number of non-traditional credits such as exam for credit. Below are a few examples for Maryland universities:
- Bowie State University: 30 credit limit
- Coppin State University: 30 credit limit
- Frostburg State University: no limit for approved tests
- Morgan State University: no limit for approved tests
- Salisbury University: 60(24) credit limit
- St. Mary’s College of Maryland: 90 credit limit
- Towson University: 45 credit limit
- University of Maryland, Baltimore County: 60 credit limit
- University of Maryland, College Park: 60(30) credit limit
- University of Maryland University College: 90 credit limit
Educate4Free.com offers Free College Textbooks on this website to help you study for the test out exams.

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